Event Insurance - Overview

Read this guide to assist you in assessing your insurance requirements.

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Events require specific types of insurance dependant on the type of event , its duration , its location and other factors.Some of the most common types of events are listed below:

Concerts , Stage Shows and Performances
Sporting Events
Social Events
Trade Shows or promotional events
Golf Hole in Ones Prizes and Competitions

The types of insurances that should be considered by the organiser are as follows:

Cancellation and Abandonement and Non Appearance Insurance covers production costs and profit if event is cancelled due to unforeseen circumstances Includes cover for Loss of Venue, Weather if outdoor, Non appearance of performers due to accident and illness.
Property Damage Insurance covers loss of property likes stage , props etc for fire and other perils.
Theft / Burglary Insurance cover loss of property due to break in or theft in open air.
Public Liability Insurance covers claims of legal nature for property damage and bodily injury.
Transit Insurance cover property being moved in transit.
Prize Indemnity Insurance prizes like hole in ones and kicking competitions can be insured at rates confirmed by underwriter usually arranged through Llyods of London
Workers Compensation Insurance covers employees for accidents whilst engaging in work for employer. As per states acts.