Workers Compensation Insurance - Overview
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Read this guide to assist you in assessing your insurance requirements.
Workers compensation insurance provides valuable protection to workers and their employers in the event of a workplace-related injury or disease. Through workers compensation, injured workers can receive weekly payments to cover loss of earning capacity, payment of medical expenses and vocational rehabilitation expenses, where necessary, to assist them return to work. All employers must have a workers compensation policy to insure themselves against compensation claims for workplace injuries. In some situations businesses that sub-contract work will also need to ensure that they arrange workers compensation insurance as sub-contractor may be a deemed workers for workers compensation purposes.
All Australian States & Territories have compulsory workers compensation schemes that require employers to arrange workers compensation policies.
Rose Stanton Insurance Brokers Pty Ltd can facilitate the placement of workers compensation insurance with licenced Insurers and Scheme Agents in States & Territorries in Australia where allowed by law. We assist our existing clients and referred clients from appropriate business associates by organising referrals to licenced Insurers and Scheme Agents.